Product Development

DMS' strategic vision is to develop and introduce to the marketplace innovative Disability insurance products that will competitively position our insurance and reinsurance partners for profitable growth.

Our product development experts work in collaboration with client companies to design products that meet the needs of target markets and distributors alike.

DMS Services include:

• Competitive market analysis

• Product design and business specifications

• Policy form drafting

• Compliance

• Actuarial pricing and certification

• Development of marketing tools

• Training

• Securing reinsurance

• Systems development

DMS' product development services can include turnkey implementation utilizing DMS' systems and policyholder services, or include implementation support on a client's system platform.