DMS assumes Equitable IDI policyholder service functions

Effective June 1, 2001, DMS assumed responsibility for policy administration for certain individual Disability Income insurance policies issued by The Equitable Life Assurance Society of the United States. DMS expanded its Syracuse, New York service center to accommodate the growth of its Client Service operations. DMS Call Center capacity in Syracuse increased by approximately 75% as a result of the expansion. Additional expansion is planned for the 4thquarter of 2001.