Product Lines


  • Individual Disability Income
      • Income Protection
      • Business Overhead Expense
      • Buy / Sell
  • Group Disability
      • STD
      • LTD
      • Pension
  • Long-Term Care
  • Major Medical

DMS’ risk management and administrative services are enabled by our proprietary technology, ideas.  A fully integrated underwriting, administration, and claims management system, ideas_logo supports a wide range of service and management best practices, and provides customers with comprehensive reporting, experience monitoring and flexible interfacing.